7 Headerbild  Verantwortung Gb2017

Think future. Create now.

Sustainability Report 2017

Aareal Bank Group represents solidity and a sense of responsibility. Both internally and externally – in our dealings with our employees, shareholders and clients, with society as a whole and with the capital markets.


The financial services industry could potentially be a key driver of the transition to sustainable global growth – by allocating equity and debt, developing sustainable solutions, creating attractive investment opportunities and providing reliable, comprehensive information. As an international player in the financial services sector, Aareal Bank Group's key way of adding value to society is by doing business in a responsible, sound manner  and hence contributing to stability in the sector.

When managing the Group's future viability, we focus on twelve core action areas that were identified using a materiality analysis. These also dictate the structure of this report.

Find out more about how this report ties in with other materials in the section entitled "About this report".

Aareal Bank Group’s materiality matrix

Wesentlichkeitsmatrix 2018 En 4
*Based on the assessments by management and specialist divisions (including assumed stakeholder expectations) | **E.g. clients/advisory boards, Supervisory Board, rating agencies
Start Nhb Teaser 2400X1200 En 01
Start Nhb Teaser 2400X1200 En 01

Fit for the future

A unique combination of a bank and an IT company.

Start Nhb Teaser 2400X1200 En 02
Start Nhb Teaser 2400X1200 En 02

Risk awareness – understanding, assessing and managing risk

Our long-term success depends on end-to-end risk management.

Start Nhb Teaser 2400X1200 En 03
Start Nhb Teaser 2400X1200 En 03

Exploiting the potential of digital transformation

We see technological change as a chance to add value for our clients.

Start Nhb Teaser 2400X1200 En 04
Start Nhb Teaser 2400X1200 En 04

Mastering the future together

Talking to our clients is critical to Aareal Bank Group. And we take this approach to every project in our business segments.

Start Nhb Teaser 2400X1200 En 05
Start Nhb Teaser 2400X1200 En 05

Trust comes with transparency

Reliability and predictability are at the heart of our business.

Start Nhb Teaser 2400X1200 En 06
Start Nhb Teaser 2400X1200 En 06

Understanding stakeholder interests, acting on insights

We seek dialogue with our internal and external stakeholders. Actively and repeatedly.

Start Nhb Teaser 2400X1200 En 07
Start Nhb Teaser 2400X1200 En 07

Shaping change together

We rely on employees who think and act in an entrepreneurial manner, take responsibility and develop pioneering solutions.

Start Nhb Teaser 2400X1200 De 08
Start Nhb Teaser 2400X1200 De 08

Sharing and growing knowledge

Our knowledge and our experience are our greatest success factors.

Start Nhb Teaser 2400X1200 En 09
Start Nhb Teaser 2400X1200 En 09

Sound property values, sound business partners

The properties we finance and our business partners have to meet strict standards.

Start Nhb Teaser 2400X1200 En 10
Start Nhb Teaser 2400X1200 En 10

Efficient processes, sustainable effects

Our Consulting/Services offering helps our clients achieve their sustainability goals.

Start Nhb Teaser 2400X1200 En 11
Start Nhb Teaser 2400X1200 En 11

New solutions for the workplace 4.0

Using resources effectively and efficiently in everything we do.

Start Nhb Teaser 2400X1200 En 12
Start Nhb Teaser 2400X1200 En 12

Common values

We set high standards – for ourselves, our business partners and our service providers.

01
02
03
04
05
06
07
08
09
10
11
12

Fit for the future

A unique combination of a bank and an IT company.

Risk awareness – understanding, assessing and managing risk

Our long-term success depends on end-to-end risk management.

Exploiting the potential of digital transformation

We see technological change as a chance to add value for our clients.

Mastering the future together

Talking to our clients is critical to Aareal Bank Group. And we take this approach to every project in our business segments.

Trust comes with transparency

Reliability and predictability are at the heart of our business.

Understanding stakeholder interests, acting on insights

We seek dialogue with our internal and external stakeholders. Actively and repeatedly.

Shaping change together

We rely on employees who think and act in an entrepreneurial manner, take responsibility and develop pioneering solutions.

Sharing and growing knowledge

Our knowledge and our experience are our greatest success factors.

Sound property values, sound business partners

The properties we finance and our business partners have to meet strict standards.

Efficient processes, sustainable effects

Our Consulting/Services offering helps our clients achieve their sustainability goals.

New solutions for the workplace 4.0

Using resources effectively and efficiently in everything we do.

Common values

We set high standards – for ourselves, our business partners and our service providers.